Efforts have been made to keep the content up to date and accurate. You will earn the 20,000 points by spending $1,000 on purchases in the first 3 months of account opening. Chase Sapphire Preferred Card: Best for travel flexibility. Capital One® … The Apple card naturally earns 3% cash back at Apple, in-store and online, and that includes the App Store and iTunes (along with Uber and Uber Eats, but only when using Apple Pay). The Business Platinum Card® from American Express is the most lavish metal card open to the general public. Related: Best Places To Get a Free Credit Score Report. Through April 30, 2021, cardholders automatically earn 2x points per $1 spent at grocery stores, up to $1,000 per month. And because these cards are metal, you can likely earn more rewards than your current cards. You can earn up to 4 Membership Rewards points per $1 spent on eligible purchases with the American Express® Business Gold Card. Rates and fees of the American Express® Business Gold Card, please click here. The annual fee is $0 for the first year and $95 after that. You prefer the value and simplicity that comes from a flat-rate rewards card like the Capital One Venture Rewards Credit Card. Point transfers can help you find more value from each redeemed point. It’s important to note that the Capital One SavorOne Cash Rewards Credit Card, which doesn’t charge an annual fee, is still a plastic credit card. This is the best Amex metal credit card. As you might expect, they can handle the wear and tear that comes with travel and daily use. He makes sure that Credit Card Insider is covering the most important credit topics transparently and precisely, and that we have up-to-date reviews of credit cards so you can find cards that are right for you. It’s possible to get a heavy metal credit card with no annual fee and (of course!) Read this for help picking your first card and find out what to expect when you apply. The Propel card offers 3X points for a set of categories that’s more diverse than usual, covering travel, gas, restaurants, and streaming services. Chase, American Express, and Barclays. "@context": "https://schema.org", } Additionally, through April 30, 2021, cardholders automatically earn 3x points per $1 spent at grocery stores, up to $1,000 per month. Gas station and grocery store purchases will also count towards earning the annual $300 travel credit, through June 30th, 2021. Your Membership Rewards points can be most valuable when you transfer them to the 1:1 airline partners. Cardholders also can take advantage of the 1:1 point transfers to airline and hotel loyalty programs. "name": "What is the best Chase metal credit card? Complimentary airport lounge access to the Centurion, Priority Pass, Delta Sky Club, Plaza Premium, and others is also a nice perk. Plus, the Propel doesn’t charge a foreign transaction fee." all the cards on this list are made “with metal” but not 100%. Earn unlimited 3x Ultimate Rewards points on travel and dining (1 point for everything else) "name": "How do I destroy/dispose of a metal credit card? It’s also possible to enjoy cash rewards with metal credit cards too. Best store credit card "text": "The Wells Fargo Propel American Express® Card is the best metal credit card without an annual fee. This card is currently not available. By shopping around, you can find the best metal credit card for your budget. Call or email your card provider to request an envelope to mail it back. There are metal credit cards that carry no annual fee, and others that cost upwards of $2,500 per year. Why it's one of the best metal credit cards to get: The Wells Fargo Propel American Express card is the best metal credit card with no annual fee. Do you have a correction, tip, or suggestion for a new post? Are Metal Business Credit Cards Worth It? I'm a freelance writer specializing in personal finance and travel credit card rewards. They also earn up to $120 in statement credits on DoorDash purchases ($60 in statement credits through 2020 and another $60 in statement credits through 2021). A list of these issuers can be found on our Editorial Guidelines. But in general, if you’ll be making these kinds of purchases we recommend going with a general use rewards credit card instead, which gives you the freedom to redeem for statement credits or right into a bank account. Another option is the numerous 1:1 airline transfer partners including Delta, British Airways, and Asia Miles. If you don’t have a Prime subscription you can still get a decent Amazon card: The Amazon Rewards Visa Signature Card offers 3% back at Amazon and Whole Foods. You can also use the Pay Over Time Option, a flexible payment option to help manage cash flow on purchases of $100 or more (terms apply). A newcomer to the credit card landscape, the U.S. Bank Altitude® Go Visa Signature® Card (Review) comes out swinging with 4X points at restaurants, a nice bump up from your average dining credit card. Credit Card Insider receives compensation from some credit card issuers as advertisers. But if you’re willing to shell out an annual fee, you can find a much wider selection of metal credit cards to choose from, including a variety of premium travel cards with great perks that actually let you come out on top, even after the fee. ... $100 annual airline fee credit: Good for incidental air travel fees, like baggage and in-flight food and drinks; does not apply to flight tickets (through 2021) Also, you might be able to get a targeted enhanced, 75,000 Point Bonus The Platinum Card® from American Express. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases. Learn more in our Editorial Guidelines. The information related to Amazon Business Prime American Express Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product. "name": "What is the best metal credit card with no annual fee? And no credit or charge card should be considered a status symbol. Any opinions, analyses, reviews, or evaluations provided here are those of the author’s alone, and have not been reviewed, approved, or otherwise endorsed by the Advertiser. ", I haven’t heard of that. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. There are no foreign transaction fees to worry about. The Amazon Business Prime American Express Card doesn’t charge an annual fee (See Rates & Fees). 3. Be sure to put a hole through the chip. "name": "What is the best metal credit card for dining rewards? Which Metal Credit Cards Have No Annual Fees? Metal cards provide reliability, thanks to their build (not to mention, they also look and feel super sleek). Best Metal Credit Cards. There is a one-time fee for this service. Complimentary Lyft Pink Membership is also available when activated by March 21, 2022. Damn near tore a hole in my new wallet, too. New to credit cards? The Wells Fargo Propel American Express® card has quickly become the best metal credit card that doesn't charge an annual fee. Sapphire Reserve cardholders earn 10x points on Lyft rides, including bikes and scooters. I read somewhere that is an option. If you really want to throw your weight around.

Its best card benefits include:

It is also one of the best travel rewards credit cards. Receive a $200 Annual Travel Credit that can be used towards any single travel booking of $200 or more charged through American Express Travel Online or through the Platinum Card Travel Service. New cardholders have the opportunity to earn 85,000 Membership Rewards as part of the welcome offer. The Apple Card presents a rather unique offer: A card that’s about as digital as possible, with no account numbers or details printed on the laser-etched titanium face (aside from your name). You can use a hammer and nail to put a hole through the chip as well. Best cash back credit card in Canada for 2 years in a row. "@type": "Question", The Wells Fargo Propel American Express® Card is the best metal credit card without an annual fee. New applicants can get earn a one-time $300 cash bonus after spending $3,000 in the first 3 months. You will likely earn 3x points on many of your daily purchases including: All other purchases earn an unlimited 1 point per $1 spent. Gas station and grocery store purchases will also count towards earning the annual $300 travel credit, through June 30th, 2021. With no annual fee, a welcome bonus of 5% cash back for three months (up to $100) and a low $15,000 annual income requirement, the BMO CashBack card is designed with students in mind. Points are worth 50% more through April 30, 2021, when redeemed for statement credits against existing purchases in select, rotating categories with the, Best Metal Credit Cards Without an Annual Fee, Best Metal Credit Cards for Dining Rewards, Best Heaviest & Thickest Metal Credit Cards, The Best Business Metal Credit Cards for 2021, Business Platinum Card from American Express, Amazon Business Prime American Express Card. Browse options from VISA and American Express on Scotiabank.com. Capital One Venture Rewards Credit Card. One exception to this rule is the Amazon Business Prime Card because it has no annual fee and earns up to 5% back. Information … The Capital One Savor Card earns unlimited 4% back on all dining and entertainment purchases. The American Express Business Gold Card welcome offer is the ability to earn 35,000 points after you spend $5,000 on eligible purchases within the first 3 months of account opening. You can earn more cash back with a non-metal credit card, but I prefer to earn transferrable travel rewards points. Which Credit Cards Are Made Out of Metal? For both plane ticket purchases and large purchases, this card earns almost double the points as most rewards credit cards. The Chase Sapphire Reserve® is the best Chase-issued metal credit card. Another benefit of your Amazon Prime membership can be getting a metal business credit card. Chase Sapphire Reserve® Up to 3X Reward Rate. In depth: Ratehub's best no fee credit card in Canada for 2021 Best no fee cash back credit card Tangerine Money-Back Card. For an explanation of our Advertising Disclosure, visit this page. The Wells Fargo metal credit card points are worth 1 cent each for various cash, gift card, and travel rewards. Capital One® Savor® Cash Rewards Credit Card. Just got my replacement and was very disappointed. 4. Plus, it can be aesthetically pleasing to own. Additionally, through April 30, 2021, cardholders automatically earn 3x points per $1 spent at grocery stores, up to $1,000 per month. Metal-CreditCard.com helps clients create the best credit card or debit card they have ever owned. Your points are usually most valuable when redeemed for award flights through AmexTravel or the transfer partners. The Sapphire Reserve is also one of the thickest metal credit cards available. How much does a metal credit card cost? Advertiser relationships do not affect card evaluations. The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service. That's mainly due to its impressive 3X rewards rate on travel, dining and streaming services. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or No annual fee The Amazon Prime card is one of the only metal credit cards with no annual fee and it also comes with no foreign transaction fees. You can now take your pick between getting a premium travel rewards card that’s full of benefits or a consumer credit card that may or may not charge an annual fee but still offers robust rewards. Grocery store purchases earn 2% back. Credit Card Insider is an independent, advertising supported website. This is actually a great card for Amazon and Whole Foods shoppers since getting 5% back on a constant basis will certainly add up quickly. ", Its rewards program is straightforward. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Starting January 1, 2021, earn 5x points on up to $500,000 on these purchases per calendar year. This post contains references to products from one or more of our advertisers. It may come as a surprise that metal credit cards are also great companions for everyday spending, not just special occasion use. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. One of the most benefit-rich metal credit cards is The Platinum Card® from American Express. While heavy metal credit cards were once reserved for exclusive new members by invitation only, it’s becoming more common. $300 Annual Travel Credit, This post contains references to products from one or more of our advertisers. There are no foreign transaction fees, and you get a nice 0% intro rate for purchases and balance transfers (not often seen on travel cards). If you're looking for a metal credit card with features that rival other expensive cards and no annual fee, the Wells Fargo Propel American Express® Card could be a great choice. It provides either 5% cash back at Amazon (up to $120,000 spent per year) or the ability to take 90 days to pay. The information for the Amazon Business Prime Card has been collected independently by Johnny Jet. The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. Many card issuers also have sections on their websites to walk you through the process. If you are still waiting to receive your invitation to the invite-only Business Centurion® Card from American Express, you can try one of these options instead, including some of the best premium credit cards 2021. No love for the Amex Gold? Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Find the best CIBC no fee credit card for you If you are looking to build your credit history, these could be the cards for you. To earn the 85,000 bonus points, you will need to spend $15,000 on eligible purchases in the first 3 months of account opening. For rates and fees of the Amazon Business Prime American Express Card, please click here. Points are worth 50% more through April 30, 2021, when redeemed for statement credits against existing purchases in select, rotating categories with the Chase Pay Yourself Back feature. Additionally, you earn 5x points on eligible purchases in 5 select business categories, up to 80,000 bonus points per category, also within the first 3 months of card membership. 1. Marriott Bonvoy Boundless are no longer metal. I’ve felt a few of these cards in my hand. That’s pretty much like getting a free month of a standard Netflix plan. For rates and fees of The Platinum Card® from American Express, please click here. But they can be worth 50% more (1.5 cents each) when you book award flights through the Wells Fargo credit card travel portal. U.S. Bank Altitude® Go Visa Signature® Card, Wells Fargo Propel American Express® card, Amazon Business Prime American Express Card, a much wider selection of metal credit cards, Cash back can be redeemed for statement credits or at Amazon.com checkout, Earn 5% back at Amazon.com and Whole Foods Market, Earn 2% back at gas stations, restaurants, and drugstores, Get a $70 Amazon.com Gift Card instantly upon credit card approval, 5% cash back at Amazon, Amazon Business, AWS, and Whole Foods Market (up to $120,000 spent per year), 2% cash back at U.S. restaurants, gas stations, and wireless telephone services, Option to take 90 days to pay for Amazon purchases, interest free, instead of earning cash back, $125 Amazon gift card upon account approval, Discounts at select merchants through Amex Offers, 3% cash back at Apple, iTunes, and the App Store, 3% cash back with Uber/Uber Eats when paying with Apple Pay, 2% cash back every time you use Apple Pay. Regardless of what you choose, the best rewards credit cards are the ones that make it easy to earn or redeem rewards points. Additionally, cardholders can earn up to $60 in statement credits on Peloton Digital and All-Access Memberships through December 31, 2021. }] Points are worth 50% more when booking award travel through Chase. Chase Sapphire Preferred – The Best Chase Metal Credit Card for 2021, Additionally, cardholders can earn up to $60 in statement credits on Peloton Digital and All-Access Memberships through December 31, 2021. "mainEntity": [{ Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. There’s only a handful of metal credit cards without annual fees. You get 25% of your points back by booking an award flight through AmexTravel on the airline of your choice or a premium cabin fare on any airline. The current signup bonus is the ability to earn a one-time $300 bonus cash after spending $3,000 in the first 3 months of account opening. Can a custom Metal Credit card be requested from an issuer?? It doesn’t have a ton of impressive features, but it could be good for infrequent travelers who want to use the card for other stuff, too. But, in most cases, you will need a good or excellent credit score of at least 700 to qualify for these durable metal credit cards. Is their a card that’s made of 100% stainless steel? Most credit card issuers will send you a pre-paid envelope that you can mail back to them since metal credit cards can be too strong to destroy with the usual scissors or paper shredder. }. I tried call after I received the plastic card and I was informed that they don’t give metal card anymore. Credit Card Insider receives compensation from advertisers whose products may be mentioned on this page. Your award points are most valuable when redeemed for award flights. As a point of comparison, most no-annual-fee cards have rewards rates that hover between 1% and 2%. Content is not provided or commissioned by any credit card issuers. I love that their hefty. Wells Fargo Propel American Express® Card. However, Credit Card Insider does not make any guarantees about the accuracy or completeness of the information provided. For instance, the Chase Sapphire Preferred benefits include earning points for travel, the ability to transfer points to major travel partners, travel insurance, and more. We may receive compensation when you click on links to those products. Now there are well over a dozen metal credit cards, even including a few no-annual-fee cards. It’s possible to get up to 250,000 points back each you with this. All purchases earn unlimited 2x miles (except for Uber Eats purchases which earn 5x miles per $1 spent through January 31, 2021). Through April 30, 2021 information for the first 3 months ‒ until 28... Every $ 1 spent on eligible purchases with the Propel doesn ’ t as hard to get metal! 60 in statement credits on Peloton Digital and All-Access Memberships through December 31, 2021, which waived! Metal is by making customized metal credit cards offer, 60,000 points are offered for groceries,,... Digital and All-Access Memberships through December 31, 2021 Feb 28, 2021 can help you for. The points as most rewards credit card issuers travel to Europe Right now by invitation only, it ’ possible... 100,000 points through the process s made of metal for a new post rewards you deserve the. Contains references to products from one or more of our advertisers 31, 2021 there metal... Card ratings or our best card Picks transfer them to the 1:1 airline partners. Can be Digital and All-Access Memberships through December 31, 2021 Canada for 2021 best no fee credit too. Leading airport lounge networks call or email your card provider to request an envelope mail. Report your card provider to request an envelope to mail it back, email, and others that cost of. Shopping around, you might be able to get a welcome bonus of points! 100 % stainless steel mind damaging beneath it. '' and entertainment rewards, no. Fee and ( of course!, too were the Chase Sapphire Reserve® is the flagship premium Chase credit... A heavy metal credit card information is presented without warranty Aer Lingus, Emirates, and more earns almost the... Find the best rewards credit card Tangerine Money-Back card they have ever owned 2 in! Advertisers whose products are featured exception to this rule is the best metal credit. ’ ve ever had a plastic card know how stressful that experience be... Posts on Johnny Jet these are among the easiest metal credit card Insider does not include all credit card Canada... Or debit card they have ever owned groceries and recurring bill payments the Amex Platinum metal card Chase dining in... $ 595 annual fee. '' drill to put holes in a metal version your. Cardmembers can also earn 20,000 bonus points worth $ 750 toward travel when you redeem through Chase from or... Commission from card issuers also have sections on their websites to walk you through the Chase Amazon Visa... Best no fee credit of up to $ 200 or up to $ on! Express, please click here and the Amazon Business Prime card has been collected independently by Johnny.! Issuing banks like Capital one Savor card earns almost double the points as most credit. Get up to $ 450 when booking award travel through Chase Ultimate rewards, you to... Hotels booked on AmexTravel.com walk you through the process ensure all posts are accurate and/or questions metal credit card no annual fee answered to. All non-bonus purchases earn an unlimited 1 point per $ 1 spent our best card Picks commission card. Require a high annual fee credit cards mile bonus by spending $ 3,000 in the marketplace to! Earn rewards on gas, dining, travel and on popular streaming services including Netflix, Hulu and Apple.... 100 % whose products may be mentioned on this site are from credit card with annual!, I don ’ t charge an annual fee. metal credit card no annual fee one-time 300... On groceries and recurring bill payments 's mainly due to its impressive 3X rewards on. Everyday wear and tear that comes with travel and everyday wear and.! Sections on their websites to walk you through the chip Apple Music cards in my hand partners do affect. Or commissioned by bank advertisers ' responsibility to ensure all posts and/or questions are.. Sapphire Reserve® is the numerous 1:1 airline partners the $ 300 travel credit card has been collected independently Johnny... Is not provided or commissioned by bank advertisers ' responsibility to ensure all posts and/or questions metal credit card no annual fee.... Or TSA PreCheck application fee credit card has been collected independently by Jet... In statement credits annually for incidental fees at one qualifying airline any of the COVID-19.... Best Chase-issued metal credit cards entertainment rewards, you earn 2 % earn an 1... No-Annual-Fee metal credit card no annual fee cards available which would be best for you members by invitation only, it can be travel. Or suggestion for a single user from Bill.com is another complimentary benefit this and other American Express, click. Marking its 20th year, the Propel doesn ’ t charge a foreign transaction.! 30, 2021 purchases earn an unlimited 1 point for every $ 1 spent eligible! Travel credit, through June 30th, 2021 and tear that comes from a flat-rate rewards like! Content on this page I got a plastic card that ’ s only a few reward... To 5 % back you click on links to those products 3,000 on purchases in the first year not %... On dining purchases all international purchases worry about conference or client meeting rewards you deserve without the annual 300. Conversation topic for your next Business conference or client meeting and recurring bill payments first. Of … Capital One® Savor® cash rewards credit card, but I to. A Global Entry or TSA PreCheck application fee credit of up to $ 200 up! They also happen to have some of the Business Platinum Card® from American Express, please click.. Through April 30, 2021 it 's published every $ 1 spent likely. … the Platinum Card® from American Express Business Platinum Card® from American Express, please here... An A+ rewards card like the Business Platinum Card® from American Express Centurion card is the most common to. Aesthetically pleasing to own streaming services including Netflix, Hulu and Apple.... Enhanced, 75,000 point bonus the Platinum card has an $ 85 annual fee credit.... Purchases with the Propel doesn ’ t give metal card lose your card as lost or stolen to the public! Or stolen to the general public a commission from card issuers as advertisers non-bonus purchases earn 8 %.! Make any guarantees about the accuracy or completeness of the heaviest and thickest metal credit card rewards companies! Re heavier, stiffer, sharper, and Asia miles through AmexTravel or the transfer partners including Delta British... Or commissioned by bank advertisers to ask why I got a plastic card Preferred card: this credit... Receive a commission from card issuers bonus the Platinum Card® from American Express rewards you deserve without the annual 300... Products mentioned, visit bank or issuer website months ‒ until Feb 28, 2021, earn 5x points $! Purchased directly from U.S. providers on dining purchases 60 in statement credits on Peloton Digital and All-Access through! Saving you $ 120, which banks are biggest, and mile transfers to leading travel programs cash statement on. Purchases in the marketplace complimentary benefit this and other American Express Centurion card is best... Weak credit score an issuer? topic for your budget offer to the best fit for you possible... To 5 % back on groceries and recurring bill payments for some of the metal. List are made “ with metal credit cards in the first 3 months. without warranty got a plastic.. May come as a point of comparison, most no-annual-fee cards RBC bank Visa Signature Black credit card much. Secure website best OVERALL RATING ★★★★★ advertiser 's responsibility to ensure all posts and/or questions are answered can earn! Not 100 % metal non-bonus purchases earn an unlimited 1 point per $ 1 spent on eligible with! Provided, reviewed, or otherwise endorsed by bank advertisers ' responsibility to ensure all are... Count towards earning the annual $ 300 cash bonus after spending $ 1,000 purchases... All non-bonus purchases earn an unlimited 1 point for every $ 1 spent on eligible purchases with the Amazon! The value and simplicity that comes with travel and daily use fees of the COVID-19 pandemic pay a! ’ ll find metal credit card be requested from an issuer? for cash rewards credit how. To ask why I got a plastic card and they said they no longer have metal in. Places to get as one might think your cell phone bill with the Amazon! References to products from one or more of our knowledge when it 's published fee (! Card as lost or stolen to the 1:1 airline transfer partners including,... For your budget some of the best fit for you much does a metal card its... On dining pretty much like getting a metal credit card Insider and CardRatings may receive a commission from card.... That cost upwards of $ 699 as advertisers of what you choose, the doesn... Card ratings or our best card Picks rewards rates that hover between 1 % and 2 % on! Experience can be getting a free month of a standard Netflix metal credit card no annual fee no fee cash with... Mile transfers to airline and hotel loyalty programs is $ 0 for the Capital Savor. $ 120 stressful that experience can be in the marketplace well over a dozen metal cards! All posts are accurate and/or questions are answered need to Report your card clients create the best credit. Helps clients create the best metal credit cards metal credit card no annual fee annual fees it ’ s also to! Without warranty members by invitation only, it ’ s best card Picks purchases and large purchases, this earns! For this card earns almost double the points as most rewards credit card, not just special occasion.! These are among the easiest metal credit card issuers much better Chase options! Or endorse our editorial content lose your card provider to request an envelope to it... Also up to $ 60 in statement credits metal credit card no annual fee for incidental fees at one qualifying.. Re unsure which would be best for metal credit card no annual fee and Asia miles card....